1. The promotion will run from 10 December 2020; 00:00 (GMT+11) to 12 December 2020; 23:59 (GMT+8) (‘Promotion Period’).

2. This promotion is only applicable to Visa cards issued in Singapore.

3. Wirex users will get 2.00% in WXT Cryptoback Rewards for any Qualifying Spend (‘Promotion Reward’), subject to these Terms.

4. Receive 2.0% Cryptoback Rewards in WXT on all Qualifying Spend (as defined in clause 7 below) made within the promotion period. These Cryptoback Rewards are capped at US$12 in WXT per participating user.

5. The promotion is limited to the top 400 Wirex users based on transaction volume ‘Eligible Users’.

6. The reward will be credited to Eligible User’s WXT account within 12 - 15 working days after the campaign period – this can be converted to traditional currency through the app at any point in time.

7. “Qualifying Spend” refers to retail transactions for goods made via the internet and processed by merchants as an online transaction. Some examples of merchants include merchants whose main business involves the sale of groceries, fashion or cosmetic products, sporting goods or video games.

8. The following is a non-exhaustive list of transactions which will not be considered as Qualifying Spend:
- Any top-ups or payment of funds to payment service providers, prepaid cards or any prepaid accounts.
- Any payment to financial institutions (including but not limited to banks, online trading platforms and brokerages)    

9. Wirex reserves the right to add to the list of transactions excluded from Qualifying Spend (referred to at clause 8 above).

10. Wirex does not accept responsibility for merchants or e-commerce entities that are unable, for any reason, to accept payment via their Wirex accounts. In those circumstances, Wirex will not be obliged to pay the promotion reward.

11. Below is a list of excluded merchant transactions for  the  purposes of this promotion:

11. For the avoidance of doubt, Wirex reserves the right at its sole discretion to determine whether a transaction constitutes a Qualifying Spend.

12. Participating users will receive an email from Wirex once we have credited the Promotion Reward to their account.

13. The maximum amount of WXT to be distributed via this promotion is 3,000 USD worth (‘Max Amount’). Wirex therefore reserves the right to end the campaign if the Max Amount for this promotion has been distributed. 

14. Any transaction made before or after the promotion period will not be counted.

15. Wirex may, at its sole discretion, revise any of these T&Cs or terminate this Promotion at any time without prior notification.