Wirex Help Centre
Card Usage Promotion Terms & Conditions

The following terms and conditions (“Terms”) shall apply to the Card Usage Promotion (the “Promotion”) which is offered by Wirex Digital d.o.o. in the European Economic Area (“EEA”) & the United Kingdom and by Wirex Pte Ltd in the Asia Pacific (“APAC”) region (each separately referred to as “Wirex”). 
 

Timescale 

1. The Promotion will run from 00:01 (GMT) on 23 November 2022 until 23:59 (GMT) on the 13 December 2022      (the “Promotion Period”). 

Eligibility  

2. This Promotion is open to users of the Wirex Service only (as defined by the applicable Wirex General terms & conditions: https://wirexapp.com/en/terms-and-policies) resident in the EEA, the UK and APAC region (“Eligible Participants”). For the avoidance of doubt, no other users of the Wirex Service are eligible for this Promotion. 

3. The Promotion applies to Eligible Participants who  

  • have not used their card since 22nd August 2022  
  • have ordered a card before 22nd September but have no transactions. 
  • have never ordered card but registered before 22nd October 2022 

and who complete at least 3 transactions of a minimum of EUR 10 or equivalent with their Wirex Mastercard (in the EEA) or USD 10 or equivalent with their Wirex Visa Card (in APAC) (in a single purchase) within the Promotion Period (“Qualifying Transaction”) subject to the exclusions in Schedule 1 and clause 6. 

4. Any Eligible Participants who complete their Qualifying Transaction prior to or after the Promotion Period will not be eligible to receive the Reward. 

5. Eligible Participants are entitled to receive the Reward for one single Qualifying Transaction only. 

6. Wirex has its full discretion to decide if a transaction is a Qualifying Transaction in its nature. The following is an indicative and non-exhaustive list of transactions which will not be considered as Qualifying Transactions, subject to change and additions by Wirex at any time:   

  • the merchant transactions listed in Schedule 1;  
  • any top-ups or payment of funds to payment service providers, prepaid cards or any prepaid accounts; and/or  
  • any payment to financial institutions (including but not limited to banks, online trading platforms and brokerages). 

Reward 

7. All Eligible Participants who complete a Qualifying Transaction during the Promotion Period (“Qualifying Participants”) will be rewarded the WXT equivalent of EUR 10 (in the EEA) or USD 10 (in APAC) (the “Reward”). 

8. For the avoidance of doubt, the Reward will be awarded in WXT only. The WXT amount will be subject to an exchange rate set by Wirex from time to time at Wirex’s sole discretion. 

9. The Reward will be paid to Qualifying Participants’ accounts within 30 Working Days of the end of the Promotion Period. 

10. Once a Qualifying Participant has received the Reward, it can be converted to traditional fiat currency through the Wirex Service at the Qualifying Participant’s discretion. 

11. The Reward amount of this Promotion may be amended or cancelled by Wirex at any time. 

General 

12. “EUR” means Euros. 

13. “USD” means United States Dollar. 

14. “Wirex App” means the Wirex mobile application which allows you to buy, store, exchange and spend a wide variety of traditional and digital currencies. 

15. “Wirex Mastercard” means the Wirex debit card under the Mastercard card scheme issued in your EEA country of residence. 

16. “Wirex Visa Card” means the Wirex prepaid card under the Visa card scheme issued in Singapore. 

17. “Working Days” means Monday to Friday, excluding weekends and any public holidays when the banks of England are closed for business. 

18. “WXT” means the Wirex Token on the Wirex Service. 

19. Subject to applicable law, Wirex will not under any circumstances be liable to compensate Wirex users, Eligible Participants, Qualifying Participants or other third parties for any losses or damages occurring as a result of their participation or engagement with this Promotion. 

20. Wirex will only process personal information collected or received in connection with the Giveaway as set out in its Privacy, Data Use and Retention Policy, which is available by clicking the following link: https://wirexapp.com/en-gb/privacy-data-retention

21. Wirex may, at its sole discretion, revise any of these Terms or terminate this Promotion at any time without prior notice to Wirex users, Eligible Participants, Qualifying Participants or other third parties. 

22. This Promotion is launched by Wirex independently and there are no partnerships between Wirex and any merchant or other third parties relating to this Promotion. 

23. The Terms of this Promotion are governed by the laws of England and the parties irrevocably agree that the courts of England shall have exclusive jurisdiction to hear, settle and/or determine any dispute, controversy or claim (including any non-contractual dispute, controversy or claim) arising out of or in connection with this Promotion. 

Schedule 1 

The following Merchant Code Categories do not qualify as a Qualifying Transaction: 
 

Merchant Code Category 

Name 

6532 

Payment transaction financial institution 

6611 

Overpayment down payments 

6023 

State Banks RCL Internal 

6012 

Financial institutions Cash withdrawal automatically 

9700 

Automated Referral Service VISA 

6010 

Financial institutions Manual cash withdrawal 

9411 

Payments on the state loan 

6011 

Financial institutions Cash withdrawal automatically 

6211 

Non-financial institutions - quasi-cache 

9999 

MCC unknown 

9211 

Judicial payments including alimony and child support 

9399 

Government services nowhere else classified 

9702 

Emergency services GCAS only VISA 

6540 

Transactions on financing POI except MoneySend 

6537 

MasterCard MoneySend between countries 

6536 

MasterCard MoneySend inside the country 

9701 

Credential Verification Service Visa 

6022 

Financial Institution RCL Internal 

6535 

Claims on Values Financial Institutions 

9223 

Payments on bonds and bonds 

9034 

I-Purchasing Pilot 

6028 

Unincorporated Private Banks RCL Internal 

6760 

Bonds of Savings Loan 

6534 

Money Transfer Financial Institution 

4829 

Money Orders Wire Transfer 

8664 

MCC unknown 

5295 

MCC unknown 

6026 

National Banks Non Federal RCL Internal 

5415 

MCC unknown 

7012 

Time shar Hotel 

4304 

MCC unknown 

6025 

National Banks RCL Internal 

6538 

MasterCard MoneySend Funding 

6050 

Financial institutions trade and services 

6051 

Financial institutions quasi-cache YANDEX.MONEY FastLife.su ETC 

6539 

Transaction on financing excluding MoneySend 

9401 

I-Purchasing Pilot 

6531 

Payment for services money transfers 

9950 

In-house purchases 

5292 

MCC unknown 

6529 

Remote Stored Value Load Financial organizations 

9405 

Government procurement only government 

9402 

Postal services are only governmental 

6530 

Remote Stored Value Load vendor 

9222 

Penalty 

7995 

Betting (including Lottery Tickets, Casino Gaming Chips, Off-track 

Betting and Wagers) 

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