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Global Card Transaction Challenge May 2025 Terms & Conditions

The following terms and conditions (“Terms”) shall apply to the Card Transaction Challenge Promotion (the “Promotion”) which is offered by Wirex Digital Service s.r.l. except for Singapore users for whom it is offered by Wirex Pte Ltd (each separately referred to as "Wirex")    

Definitions   

  • “Wirex App” means the Wirex mobile application which allows users to buy, store, exchange and spend a wide variety of traditional and digital currencies. 

  • “Reward” means 5000 WXT rewards for Qualifying users.   

  • “Working Day” means Monday to Friday, excluding weekends and any public holidays when the banks of England are closed for business.    

  • “EEA” means European Economic Area, a free-trade zone, composed of the states of the European Union together with Iceland, Norway, Switzerland and Liechtenstein except for Belgium. 

  • “APAC” means Singapore, Hong Kong, Taiwan, New Zealand, Australia, Thailand, Philippines. 

  • “USD” means United States Dollar.   

  • “WXT” means the Wirex Token on the Wirex Service  

  • “EUR” means Euro  

Timescale 

1. The Promotion will run from 18:00 BST on 30th May 2025 until 23:59 GMT on 30th June 2025 (“Promotion Period”).   

Eligibility   

2. The Promotion is open to users of the Wirex Service within EEA and APAC regions who have a verified Wirex account and have not made any transactions with the Wirex Card (“Eligible Participants”). Employees, officers, directors and contractors of Wirex are not eligible to participate in the promotion.   

3. Provided that accounts with restrictions, blocks, etc., are automatically disqualified. For the avoidance of doubt, no other users of the Wirex Platform are eligible to participate in this Promotion. This promotion does not apply to UK, USA and Belgium users.   

4. This promotion applies to purchases made with Wirex Visa and Wirex Mastercard cards (together, the “Wirex Card”). 

5. The Promotion applies to each Eligible Participant who completes a Wirex Card transaction with a minimum spend of 10 EUR/ USD online or offline except for:

a. ATM (automated/automatic teller machine) transactions: all cash withdrawals or balance inquiries made at ATMs worldwide; 

b. ePOS (electronic point of sale) withdrawals are conducted through such providers as PayPal, Revolut, Binance, and similar platforms; 

c. Money transfer services like Western Union, Wise, and similar services;

d. Transactions associated with the following Specific Merchant Category Codes (MCCs):   

  • Gambling and Betting, particularly online and offline gambling, lottery tickets, and casino payment methods;   

  • Financial Institutions: Includes transactions with banks, mortgage providers, brokers, and similar services;   

  •  Fraudulent or suspicious transactions;   

Participation Requirements    

6. To Participate in this Promotion, Eligible Participants must make their first 5 transactions with the Wirex Card, with a minimum spend of 10 EUR/ USD each in the promotion period.  

Reward    

7. Wirex will grant each Eligible Participant 5000 WXT   

8. The Reward will be credited to the Eligible Participants’ Wirex Account within 1 day of completion. 

General     

9. Wirex reserves the right to withhold Rewards for any reason, including but not limited to circumstances where:     

  • The action is prohibited by applicable law.    

  • Identity verification is unattainable in accordance with Wirex's Terms.    

  • Fraudulent creation of a Wirex account or other breaches of Wirex's General Terms of Service are reasonably suspected.    

  • An Eligible Participant possesses multiple Wirex accounts.  

10. Wirex reserves the right to amend these Terms and the Rewards at any time without notice.      

11. Eligible Participants are only able to qualify for one of the Rewards set out in s7.     

12. Subject to applicable law, Wirex shall not, under any circumstances, be liable to compensate Wirex users or any other third parties for losses or damages incurred as a result of their participation in this Promotion.       

13. Wirex may, at its sole discretion, revise any of these Terms or terminate this Promotion at any time without prior notice to Wirex users. By participating, you acknowledge that the receipt of a Reward is not guaranteed, and Rewards may not be paid if changes occur in the Promotion, limitations are imposed, or fraudulent activity is detected and if this Promotion is terminated.     

14. This Promotion is for individual Users only and cannot be used in connection with any business or advertising affiliate activity. Should Wirex in its absolute discretion consider that a User is using this Promotion in connection with a business or advertising affiliate activity, it can withdraw your right to a Promotion Reward and remove you from the Promotion.      

15. Wirex shall process personal information collected or received in connection with the Promotion as set out in its Privacy, Data Use, and Retention Policy.         

16. These Terms constitute the comprehensive agreement between participants and Wirex concerning the subject matter herein, superseding all previous understandings, agreements, representations, and warranties, whether documented or verbal.          

17. This Promotion is launched by Wirex independently and there are no partnerships between Wirex and any merchant or other third parties relating to this Promotion.       

18. Where services are provided by Wirex Digital Services S.r.l., the Terms shall be governed by the laws of Croatia, with exclusive jurisdiction vested in the Italian courts. Where services are provided by Wirex PTE Ltd, the Terms shall be governed by the laws of Australia, with exclusive jurisdiction vested in the courts of Australia. 

In each case, the parties irrevocably agree that the designated courts shall have exclusive authority to hear, settle and/or determine any dispute, controversy or claim (including any non-contractual matters) arising out of or in connection with this Promotion. 

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