Wirex Help Centre
How Savings bonus according to X-tras 2.0. works?

A Savings Bonus is annual interest on your WXT balance that is paid to you monthly according to the following formula: 

Daily Interest = Principal balance+(monthly min balance*(annualised interest rate/12)) 

By upgrading your price plan to Premium or Elite, you can earn a Savings Bonus of up to 6% on the Entry tier. To boost your Savings Bonus to as much as 16%, simply lock a minimum amount of WXT in your X-tras account for 180 days. 

Your Savings Bonus is calculated according to your price plan and tier, as below. 

Standard Plan (Free) 

Premium Plan (999 WXT/m or 10 200 WXT/year) 

Elite Plan (2 999 WXT/m or 30 600 WXT/year) 

  

Entry    

Enhanced 

Entry    

Enhanced 

Ultimate 

Entry    

Enhanced 

Ultimate 

WXT lock 

150,000 WXT 

500,000 WXT 

1,500,000 WXT 

3,000,000 WXT 

15,000,000 WXT 

WXT Savings Bonus 

0% 

1% 

2% 

3% 

6% 

6% 

8% 

16% 

 
 

Daily Interest = Initial balance + (monthly minimum balance multiplying by (annualised interest rate (according to the Subscription Plan) dived by 12)). 
 
For example: 
Daily Interest = 10000 WXT + (8000 WXT * 4% /12) = 10026 WXT 

 
By upgrading to a Boosted Tier (Enhanced or Ultimate), you will unlock a higher annual Saving Bonus rate. You can find out more about Boosted Tiers here.

Was this article helpful?

7/16 found this helpful

Want to know more?
You can visit our Community Forum and ask any question
Didn’t find anything?
Submit Request - and our support will solve your issue as soon as possible