Wirex Help Centre
How Savings bonus according to X-tras 2.0. works?

A Savings Bonus is annual interest on your WXT balance that is paid to you monthly according to the following formula: 

Monthly Interest = Monthly min balance*(annualised interest rate/12) 

By upgrading your price plan to Premium or Elite, you can earn a Savings Bonus of up to 6% on the Entry tier. To boost your Savings Bonus to as much as 16%, simply lock a minimum amount of WXT in your X-tras account for 180 days. 

Your Savings Bonus is calculated according to your price plan and tier, as below. 

Standard Plan (Free) 

Premium Plan (9.99 EUR in WXT/m or 102 EUR/year) 

Elite Plan (29.99 EUR in WXT/m or 306 EUR/year) 

  

Entry    

Enhanced 

Entry    

Enhanced 

Ultimate 

Entry    

Enhanced 

Ultimate 

WXT lock 

150,000 WXT 

500,000 WXT 

1,500,000 WXT 

3,000,000 WXT 

15,000,000 WXT 

WXT Savings Bonus 

0% 

1% 

2% 

3% 

6% 

6% 

8% 

16% 

 
 

Monthly Interest = Monthly minimum balance multiplying by (annualised interest rate (according to the Subscription Plan) dived by 12). 
 
For example: 
Monthly Interest = 8000 WXT * 4% /12 = 26 WXT 

 
By upgrading to a Boosted Tier (Enhanced or Ultimate), you will unlock a higher annual Saving Bonus rate. You can find out more about Boosted Tiers here.

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