Wirex Help Centre
Plus & Flexible X-accounts rates

Depending on your price plan and tier, you can earn up to 20% interest on your X-Account funds. Elite subscribers will benefit from some of the highest interest rates on the market! 

Flexible X-accounts rates

Standard Plan 

Premium Plan 

Elite Plan 

  

Entry

Enhanced

Entry

Enhanced 

Ultimate 

Entry

Enhanced 

Ultimate 

X-Account Rates 

  

NXUSD (In-Kind) 

4% 

4% 

8% 

10% 

12% 

8%

12%

16%

USDC (WXT & In-Kind)

6% 

10% 

11% 

13% 

15% 

12% 

16% 

20%

BTC & ETH – in WXT  

3% 

5% 

5% 

8% 

9% 

7% 

11%

14%

BTC & ETH – in-Kind 

2% 

4% 

4%

7% 

8% 

6% 

10%

12%

USD, EUR, EUROC, GBP, TGBP - in-Kind 

6% 

7% 

8%

9% 

10% 

12% 

13%

14%

USD, EUR, EUROC, GBP, TGBP - in WXT 

8% 

9% 

10%

11% 

12% 

14% 

15%

16%

Stablecoins & Fiat - WXT 

2% 

4% 

6%

8% 

9% 

6% 

10%

14%

Stablecoins & Fiat – In-Kind    

1% 

4% 

5% 

7% 

8% 

6% 

10%

14%

All other Crypto – In-Kind  

1% 

2% 

1% 

2% 

3% 

1% 

2%

4%

Plus X-accounts rates

Standard Plan  

Premium Plan  

Elite Plan 

  

Entry

Enhanced

Entry

Enhanced 

Ultimate 

Entry

Enhanced 

Ultimate 

X-Account Rates 

  

NXUSD (In-Kind) 

5% 

6% 

9% 

11% 

13% 

9%

13%

16%

USDC (WXT & In-Kind)

7% 

11% 

12% 

14% 

16% 

13% 

17% 

20%

BTC & ETH – in WXT  

5% 

7% 

7% 

10% 

11% 

9% 

13%

15%

BTC & ETH – in-Kind 

3% 

5% 

5%

8% 

9% 

7% 

11%

13%

USD, EUR, EUROC, GBP, TGBP, USDT, DAI - in-Kind 

7% 

8% 

9%

10% 

11% 

13% 

14%

15%

USD, EUR, EUROC, GBP, TGBP, USDT, DAI - in WXT 

9% 

10% 

11%

12% 

13% 

15% 

16%

16%

Stablecoins & Fiat - WXT 

4% 

7% 

8%

10% 

11% 

9% 

13%

16%

Stablecoins & Fiat – In-Kind    

2% 

5% 

6% 

8% 

9% 

7% 

11%

15%

All other Crypto – In-Kind  

2% 

3% 

2% 

3% 

4% 

2% 

3%

5%

When opening an X-Account, you can choose to be paid either in-kind or in WXT

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