Wirex Fees and Limits

Getting a Wirex card and corresponding current account is free. However, you will be charged a nominal monthly fee for card account maintenance.

Depending on the currency of your account, the following fees and limits apply:


Account and card fees
Account fee FREE
Multi-sig crypto accounts FREE
Multi-sig fiat accounts FREE
Card maintenance fee FREE
Card issuance FREE
Card replacement Free
Card delivery (Standard) Free
Card delivery (DHL Express courier) SGD 5-25
External debit/credit card Crypto account: 1%
FIAT account: FREE
Crypto exchange services  OTC rates + commission
Fiat exchange services  FREE
Internal transfer (between Wirex users) FREE
External transfer (crypto) Blockchain fees apply*
ATM Domestic: FREE
International: FREE
Cryptoback™* Up to 1.5%
If you hold 500,000 WXT 1.5%
100,000 WXT 1.0%
50,000 WXT 0.75%
Refer-a-Friend USD 5
Fiat exchange UNLIMITED
Crypto exchange Limit varies depending on the currency from which the conversion is performed.
Crypto transfer OUT  Per transaction: USD 10k
Per day: USD 50k
Credit / Debit card top-up (confirmed) USD 5000
Credit / Debit card top-up (unconfirmed) USD 50
Card spend limit per transaction USD 5000
Maximum account balance  UNLIMITED
Maximum card balance
Card transactions per day USD 25000 per day
ATM withdrawals  SGD 300 per day


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