The following terms and conditions (“Terms”) apply to the New Zealand Users June 2025 Promotion Terms and Conditions (the “Promotion”) offered by WIREX AUSTRALIA PTY LTD (referred to as “Wirex”).
Timescale
1. The Promotion will run from 09:00 am GMT on 10th June 2025 until 23:59 pm (GMT) on 30th June 2025 (“Promotion Period”).
Eligibility
2. This Promotion is open to Wirex Verified Users only in New Zealand (referred to as “NZ”) only. Verified Users are defined by the applicable AUSTRALIA CARDHOLDER TERMS AND CONDITIONS(“Eligible Participants”). For the avoidance of doubt, no other Users of the Wirex Platform are eligible to participate in this Promotion. This promotion only applies to NZ users.
3. Qualifying Transactions
3.1 For the purposes of this Promotion, a “Qualifying Transaction” means 1 top up of a minimum of 50 US dollars equivalent ( hereinafter - “$”) and any 5 purchases of a minimum of 10$ each made using the Wirex Card during the Promotion Period at merchants within the Qualifying Categories (as defined below), whether conducted online or in-person, excluding ATM withdrawals. Qualifying Transactions are subject to minimum restrictions as mentioned above – minimum $50 top-up, and 5 card transactions with a minimum of $10 each within the Promotion Period and transactions remain subject to the restrictions set out in the Wirex Card Terms.
3.2 “Qualifying Categories” are purchases grouped into retail, electronics, clothing and streaming services categories based on a merchant’s Merchant Category Code (MCC), specifically:
Retail: Shops and retail locations that sell a wide variety of general merchandise. Purchases at these merchants qualify whether made in-store or through their websites and mobile apps;
Electronics: Shops that sell electronic devices, computers, and related equipment. This includes retailers selling computers, mobile phones, tablets, TVs, audio equipment, gaming systems, and their accessories. Note that electronics purchase from general merchandise stores will be categorised based on that store’s main business type.
Clothing: Shops that sell clothing, shoes, and accessories for all ages. This includes specialty fashion retailers, shoe stores, athletic wear shops, and accessory boutiques. Other purchases made in physical stores and through clothing retailers’ websites and apps, including online-only fashion shops; and
Streaming Services: Services that provide digital content through online platforms for ongoing subscription fees. This includes streaming platforms for movies, TV shows, music and games. Covers both single-service providers (like a music-only service) and platforms offering multiple types of content. Includes monthly and annual subscriptions, but not one-time purchases of digital content unless made through a qualifying streaming service;
3.3 The specific MCCs included in each Qualifying Category are:
Clothing Stores
5611: Men’s and Boy’s Clothing and Accessories Stores
5621: Women's Ready to Wear Stores
5631: Women’s Accessory and Specialty Stores
5641: Children’s and Infants’ Wear Stores
5651: Family Clothing Stores
5655: Sports and Riding Apparel Stores
5661: Shoe Stores
5691: Men’s and Women’s Clothing Stores
5699: Miscellaneous Apparel and Accessory Shops
Retail and Electronics
5311: Department Stores
5399: Miscellaneous General Merchandise Stores
5732: Electronics Stores
5734: Computer Software Stores
Streaming Services
4899: Cable, Satellite, and Other Pay Television and Radio Services
3.4 Wirex reserves the right to determine whether a transaction qualifies for the Promotion based on the merchant’s MCC and other factors.
4. This Promotion is subject to the X-tras Terms and Conditions, please refer to the applicable terms for AU users below.
X-tras Programme Terms | Wirex
5. Any Eligible Participants who complete a Qualifying Transaction prior to or after the Promotion Period will fall out of scope of this Promotion.
6. Any Eligible Participants who complete a Qualifying Transaction after the total amount allocated by Wirex for this Promotion (“Total Reward Value”), has been reached, will not be eligible for the Promotion Reward.
Reward
7. Eligible Participants who complete a Qualifying Transaction will be eligible to receive the Reward (“Qualifying Participants”) subject to exceptions set out in terms 6 and 7 above.
8. Qualifying Participants will receive a 5000 WXT reward, in addition to their standard X-tras tier cashback rate (see term 11) (the “Reward”).
9. The Reward will be credited to all Eligible Participants who complete a Qualifying Transaction within the Promotion Period in 30 days from the end date of this promotion.
10. The Reward will be credited to Qualifying Participants’ WXT accounts in 30 days from the end of the Promotion Period. Once a Qualifying Participant has received the Reward in WXT, it can be converted to other currencies through the Wirex Platform, once the set WXT threshold is achieved, at the Qualifying Participants’ discretion.
11. Wirex will only distribute Rewards to Qualifying Participants until the Total Reward Value is reached.
12. Wirex reserves the right to cancel the Promotion at any time, whether or not the Total Reward Value has been reached, and to increase or decrease the Total Reward Value at any time. If Wirex cancels the Promotion, users will be notified of such change.
General
13. Subject to applicable law, Wirex will not under any circumstances be liable to compensate Wirex Users, Eligible Participants or Qualifying Participants for any losses or damages occurring as a result of their participation in this Promotion.
14. Wirex may, at its sole discretion, revise any of these Terms or terminate this Promotion at any time without prior notice to any users, Eligible Participants or Qualifying Participants.
15. This Promotion is launched by Wirex independently and there are no partnerships between Wirex and any merchant or other third parties relating to this Promotion.
16. The Terms of this Promotion are governed by the laws of Australia and the parties irrevocably agree that the courts of Australia shall have exclusive jurisdiction to hear, settle and/or determine any dispute, controversy or claim (including any non-contractual dispute, controversy or claim) arising out of or in connection with this Promotion.
17. Wirex shall not be held responsible for any failure to fulfil the Promotion obligations due to events beyond its control.