Wirex fees and limits
Region: Europe
Ordering a Wirex card and corresponding current account is free. However, you will be charged a nominal monthly fee for card account maintenance.
Depending on the currency of your account, the following fees and limits apply:
| Feature | EEA | All other regions | ||||||
| Wirex Visa card charges | ||||||||
| Account fee | FREE | FREE | ||||||
| Multi-sig crypto accounts | FREE | FREE | ||||||
| Multi-sig fiat accounts | FREE | FREE | ||||||
| Card account maintenance fee | £1.00 / €1.20 / $1.50 per month | - | ||||||
| Card issuance | FREE | - | ||||||
| Card delivery |
FREE |
- | ||||||
| Top-up charges | ||||||||
| Crypto top-up by external card | 1% | 1% | ||||||
| Bank transfer IN/OUT: SEPA | FREE | FREE | ||||||
| Bank transfer IN/OUT: FASTER PAYMENTS | FREE | - | ||||||
| Bank transfer IN SWIFT | FREE | FREE | ||||||
| Bank Transfer Out SWIFT | £12 / €13 / $15 | $15 | ||||||
| Transaction charges | ||||||||
| Crypto exchange services | OTC rates + commission | OTC rates + commission | ||||||
| Fiat exchange services | Interbank rates + commission | Interbank rates + commission | ||||||
| Internal transfer (between Wirex users) | FREE | FREE | ||||||
| External transfer (crypto) | Blockchain fees apply* | Blockchain fees apply* | ||||||
| ATM charges (FX fee applies for withdrawals abroad) |
EEA (including UK): £1.75 / €2.25 / $2.50 International: £2.25 / €2.75 / $3.50 |
- | ||||||
| Rewards | ||||||||
| Cryptoback™* | 0.50% | |||||||
| If you hold 500,000 WXT | 1.50% | |||||||
| 100,000 WXT | 1.00% | |||||||
| 50,000 WXT | 0.75% | |||||||
| Limits | ||||||||
| Fiat exchange | UNLIMITED | UNLIMITED | ||||||
| Crypto exchange | Limit varies depending on the currency from which the conversion is performed. | |||||||
| Crypto transfer OUT |
Per transaction: $10k Per day: $50k |
Per transaction: $10k Per day: $50k |
||||||
| Credit / Debit card top-up (confirmed) | $5k per day |
- |
||||||
| Credit / Debit card top-up (unconfirmed) |
$50 per day |
- | ||||||
| Card spend limit per transaction |
£7.5k/€8k/$10k per transaction |
- | ||||||
| Transferring funds between current account and Wirex card | UNLIMITED | - | ||||||
| Maximum account balance | UNLIMITED | UNLIMITED | ||||||
| Maximum card balance | £15k / €16k / $20k | - | ||||||
| Spend from card | £7.5k / €8k / $10k per day | - | ||||||
| ATM withdrawals | £/€/$250 per day | - | ||||||
| Outgoing Bank Transfer Limits | ||||||||
| Min Trx amount | Daily limit | Max Trx amount | Max Trx amount | |||||
| Faster Payment | £10 | £3000 | n/a | £3000 | ||||
| SEPA* | $10 | N/A | n/a | $50,000 | ||||
| SWIFT | $10 | N/A | n/a | $50,000 | ||||
*SEPA and SWIFT limits are set up in USD equivalent.
