Wirex fees and limits
Ordering a Wirex card and corresponding current account is free. However, you will be charged a nominal monthly fee for card account maintenance.
Depending on the currency of your account, the following fees and limits apply:
| Feature | EEA | All other regions | |||||||
| Wirex Visa card charges | |||||||||
| Account fee | FREE | FREE | |||||||
| Multi-sig crypto accounts | FREE | FREE | |||||||
| Multi-sig fiat accounts | FREE | FREE | |||||||
| Card account maintenance fee | £1.00 / €1.20 / $1.50 per month | - | |||||||
| Card issuance | FREE | - | |||||||
| Card delivery |
FREE |
- | |||||||
| Top-up charges | |||||||||
| Crypto top-up by external card | 1% | 1% | |||||||
| Bank transfer IN/OUT: SEPA | FREE | FREE | |||||||
| Bank transfer IN/OUT: FASTER PAYMENTS | FREE | - | |||||||
| Bank transfer IN SWIFT | FREE | FREE | |||||||
| Bank Transfer Out SWIFT | £12 / €13 / $15 | $15 | |||||||
| Transaction charges | |||||||||
| Crypto exchange services | OTC rates + commission | OTC rates + commission | |||||||
| Fiat exchange services | Interbank rates + commission | Interbank rates + commission | |||||||
| Internal transfer (between Wirex users) | FREE | FREE | |||||||
| External transfer (crypto) | Blockchain fees apply* | Blockchain fees apply* | |||||||
| ATM charges (FX fee applies for withdrawals abroad) |
EEA (including UK): £1.75 / €2.25 / $2.50 International: £2.25 / €2.75 / $3.50 |
- | |||||||
| Rewards | |||||||||
| Cryptoback™* | 0.50% | ||||||||
| If you hold 500,000 WXT | 1.50% | ||||||||
| 100,000 WXT | 1.00% | ||||||||
| 50,000 WXT | 0.75% | ||||||||
| Limits | |||||||||
| Fiat exchange | UNLIMITED | UNLIMITED | |||||||
| Crypto exchange | Limit varies depending on the currency from which the conversion is performed. | ||||||||
| Crypto transfer OUT |
Per transaction: $10k Per day: $50k |
Per transaction: $10k Per day: $50k |
|||||||
| Credit / Debit card top-up (confirmed) | $5k per day |
- |
|||||||
| Credit / Debit card top-up (unconfirmed) |
$50 per day |
- | |||||||
| Card spend limit per transaction |
£7.5k/€8k/$10k per transaction |
- | |||||||
| Transferring funds between current account and Wirex card | UNLIMITED | - | |||||||
| Maximum account balance | UNLIMITED | UNLIMITED | |||||||
| Maximum card balance | £15k / €16k / $20k | - | |||||||
| Spend from card | £7.5k / €8k / $10k per day | - | |||||||
| ATM withdrawals | £/€/$250 per day | - | |||||||
| Outgoing Bank Transfer Limits | |||||||||
| Min Trx amount | Daily limit | Max Trx amount | Max Trx amount | ||||||
| Faster Payment | £10 | £3000 | n/a | £3000 | |||||
| SEPA* | $10 | N/A | n/a | $50,000 | |||||
| SWIFT | $10 | N/A | n/a | $50,000 | |||||
| Incoming Bank Transfer Limits* | |||||||||
| Daily Limit | Weekly Limit | Monthly Limit | Max Trx amount | ||||||
| Faster Payment | £3000 | £6000 | £15000 | n/a | |||||
| SEPA | €1001 | €7000 | €17000 | n/a | |||||
*SEPA and SWIFT limits are set up in USD equivalent.
* Incoming bank transfer limits apply to accounts that have IBANS beginning with LT, GB.
