Name of the account provider: UAB Finansinės paslaugos “Contis“
Account name: Wirex VISA Card
Date: 21 October 2020

  • This document informs you about the fees for using the main services linked to the payment account. It will help you to compare these fees with those of other accounts.
  • Fees may also apply for using services linked to the account which are not listed here. Full information is available in your terms and conditions.

Service

Fee

General account service

maintaining the account

     Wirex VISA card account

 

Monthly maintenance fee

Total annual fee

 

€1.20

€14.4

Payments (excluding cards)

Sending and receiving money via SEPA

     Sending money in euros – SEPA

     Receipt of payments in euros – SEPA

 

Sending and receiving money outside of SEPA zone

     Sending money outside of SEPA zone 

     Receipt of international payments

 

Per payment

Per payment

 

Not applicable

Not applicable

 

Free

Free

Cards and cash

    Issuing of debit card

     Issuing of additional debit card

     Replacement debit card
 

     Card cancellation

 

     Debit card payment in euros

     Debit card payment in a foreign currency
 

     Cash withdrawal in euros in Europe 

     Cash withdrawal in a foreign currency outside Europe

 

     Refusing a payment due to lack of funds

     Allowing a payment despite lack of funds

Per card

Not applicable

Per card
 

Per card

 

Per transaction 

Per transaction
 

Per withdrawal 

Per withdrawal 

 

Per payment

Not applicable

Free

 

1st - Free, then - €10/each

Free

 

Free

3% of the transaction value

€2.25

€2.25 plus 3% of the

transaction value

€0.06

Overdrafts and related services

    Arranged overdraft

     Unarranged overdraft

Not applicable

Not applicable

Other services

    ATM balance enquiry

Per enquiry

€0.23

Glossary

Term

Definition

Allowing a payment despite lack of funds

The account provider allows a payment to be made from the customer’s account although there is not enough money in it (or it would take the customer past their arranged overdraft limit).

Arranged overdraft

The account provider and the customer agree in advance that the customer may borrow money when there is no money left in the account. The agreement determines a maximum amount that can be borrowed, and whether fees and interest will be charged.

ATM balance enquiry

The customer views the account balance at a cash machine.

Card cancellation 

The account provider charges a cancellation fee if the customer cancels the card order within the first 14 days and a card has already been ordered in the customer’s name.

Cash withdrawal in euros in Europe

The customer takes cash out of the customer’s account in euros at a cash machine in Europe.

Cash withdrawal in a foreign currency outside Europe

The customer takes cash out of the customer’s account in foreign currency at a cash machine outside Europe.

Debit card payment in euros

The customer uses their debit card to make a payment in euros. This can be in a shop, online or over the phone.

Debit card payment in a foreign currency

The customer uses their debit card to make a payment in foreign currency. This can be in a shop, online or over the phone.

Issuing of debit card

The account provider sends a debit card to the customer. 

Issuing of additional debit card

The account provider sends a debit card to the customer for an additional user.

Maintaining the account

The account provider operates the account for use by the customer.

Receipt of international payments

When money is sent to the customer’s account from an account not using a SEPA transfer.

Receipt of payments in euros – SEPA

When money is sent to the customer’s account from an account using SEPA.

Refusing a payment due to lack of funds

The account provider refuses a payment from the customer’s account because there is not enough money in it.

Replacement debit card

The account provider sends a replacement debit card to the customer.

Sending money in euros – SEPA

The account provider transfers money, on the instruction of the customer, from the customer’s account to another account using SEPA.

Sending money outside of SEPA zone

The account provider transfers money, on the instruction of the customer, from the customer’s account to another account outside of the SEPA zone.

Unarranged overdraft

The customer borrows money when there is no money left in the account (or the customer has gone past their arranged overdraft limit) and this has not been agreed with the account provider in advance.

Top-up charges
Crypto top-up by external card 1% 1%
Bank transfer IN/OUT: SEPA FREE N/A
Bank transfer IN/OUT: FASTER PAYMENTS FREE N/A
Bank transfer IN  SWIFT FREE N/A
Bank Transfer Out SWIFT 13 EUR (for EUR)/12 GBP (for GBP)/
15 USD (for CAD, CZK, HUF, PLN, RON, HRK)
N/A
Transaction charges
Crypto exchange services  OTC rates + commission OTC rates + commission
Fiat exchange services  Interbank rates + commission Interbank rates + commission
Internal transfer (between Wirex users) FREE FREE
External transfer (crypto) Blockchain fees apply* Blockchain fees apply*
ATM charges (FX fee applies for withdrawals abroad)

EEA (including UK): £1.75 / €2.25 / $2.50

International: £2.25 / €2.75 / $3.50

-
Rewards
Cryptoback™* 0.50%
If you hold 500,000 WXT 1.50%
100,000 WXT 1.00%
50,000 WXT 0.75%
Limits
Fiat exchange UNLIMITED UNLIMITED
Crypto exchange Limit varies depending on the currency from which the conversion is performed.
Crypto transfer OUT 

Per transaction: $10k

Per day: $50k

Per transaction: $10k

Per day: $50k

Credit / Debit card top-up (confirmed) $5k per day

-

Credit / Debit card top-up (unconfirmed)

$50 per day

-
Card spend limit per transaction

£7.5k/€8k/$10k per transaction

-
Transferring funds between current account and Wirex card UNLIMITED -
Maximum account balance  UNLIMITED UNLIMITED
Maximum card balance  £15k / €16k / $20k  -
Spend from card  £7.5k / €8k / $10k per day -
ATM withdrawals £/€/$250 per day -
                                                                                     Outgoing Bank Transfer Limits
Min Trx amount Daily limit Max Trx amount Max Trx amount
Faster Payment £10  £3000 n/a £3k
SEPA* $10 n/a n/a $50k
SEPA Instant $10 n/a n/a -
SWIFT $10 n/a n/a $50k

*SEPA and SWIFT limits are set up in USD equivalent.

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