1. The Promotion
1.1. The following terms and conditions (“Terms”) apply to the Wirex Private Metal Card Promotion (the “Promotion”) offered by Wirex Digital Services s.r.l. (“Wirex”) exclusively to eligible Wirex Private users in the United Kingdom (“UK”).
1.2. This Promotion does not constitute a financial product or regulated activity. Rewards are offered as part of a promotional incentive. Cryptoassets and related promotional rewards are not covered by the Financial Services Compensation Scheme (FSCS) or regulated by the Financial Conduct Authority (FCA).
2. Promotion Period
2.1. The Promotion will run from 00:01 (GMT) on 1 July 2025 until 23:59 (GMT) on 30 September 2025 (the “Promotion Period”).
3. Eligibility
3.1. This Promotion is open to Wirex Private Verified Cardholders in the UK (“Eligible Participants”).
3.2. Participants must hold a verified Wirex Metal Card during the Promotion Period.
3.3 Any personal data collected in connection with this Promotion will be processed in accordance with Wirex’s Privacy Policy and UK data protection legislation, solely for the purpose of administering this Promotion.
3.4 Participation in this Promotion is entirely voluntary and does not require a separate purchase beyond standard usage of the Wirex Metal Card. Rewards are provided as a discretionary benefit and do not form part of any contract or right to receive payment.
4. Qualifying Transactions
4.1. Eligible Participants who meet the specified cumulative spending thresholds during the Promotion Period may be eligible for a discretionary promotional reward, subject to available funds and the conditions in these Terms. Eligible Participants must complete cumulative card spending during the Promotion Period according to the following thresholds (“Qualifying Transactions”):
Spend £15,000 to earn a £200 reward
Spend £30,000 to earn a £500 reward
4.2. Only eligible card transactions made using the Wirex Metal Card qualify. ATM withdrawals, crypto purchases, and peer-to-peer transfers are excluded.
4.3. Any transactions involving cryptoassets or conversions to or from crypto, are excluded from Qualifying Transactions. Participants should note that cryptoasset values can fluctuate and carry inherent risk. Cryptoassets are not regulated by the FCA.
5. Reward
5.1. Eligible Participants who complete a Qualifying Transaction (“Qualifying Participants”) will receive the corresponding reward, paid in GBP.
5.2. The Reward will be credited to users' Wirex accounts within 30 days after the end of the Promotion Period.
5.3. Wirex will distribute rewards only while the allocated Total Reward Value remains available.
5.4. Wirex reserves the right to modify, pause, or cancel the Promotion at any time with or without notice.
5.5. Qualifying Participants are eligible to receive only one reward based on the highest spending tier they reach during the Promotion Period. Rewards cannot be combined.
6. General
6.1. This Promotion is not available to residents outside the UK.
6.2. Participation is subject to the Wirex Private Terms and Conditions.
6.3. Wirex may withhold or cancel rewards in cases of suspected fraud, manipulation, or breaches of Know Your Customer (KYC) or Anti-Money Laundering (AML) obligations.
6.4. Wirex shall not be liable for any loss or damage arising from participation in this Promotion, subject to applicable law.
6.5. The Terms of this Promotion are governed by the laws of England and the parties irrevocably agree that the courts of England shall have exclusive jurisdiction to hear, settle and/or determine any dispute, controversy or claim (including any non-contractual dispute, controversy or claim) arising out of or in connection with this Promotion.
6.6. All taxes associated with receiving the reward are the sole responsibility of the participant.
6.7. This Promotion is operated independently by Wirex. There are no partnerships between Wirex and any merchants or third parties.
6.8. Wirex shall not be held responsible for any failure to fulfil Promotion obligations due to events beyond its control.
6.9 Participating in this Promotion, Participants consent to the use of their name, city and reward tier by Wirex for promotional and marketing purposes in connection with this Promotion, unless they opt out by contacting Wirex support.