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X-Account Rate Update – Effective 30 July 2025

📈 X-Account Rate Update – July 2025

We’ve made some important changes to X-Account interest rates to keep them in line with market conditions and ensure transparency across all plans and reward types. These updates apply to both Flexible and Plus X-Accounts and affect all users on Standard, Premium, and Elite plans.

🔁 What’s New?

✅ Smarter, more balanced rates
We’ve reviewed the rates for BTC, ETH, NXUSD, SOL, and XRP to reflect market performance and staking returns more accurately. You’ll see changes across both in-kind and WXT reward options.

New Flexible X-Account Rates (from 30 July)

Asset Standard PlanPremium PlanElite Plan
 Entry / EnhancedEntry / Enhanced / Ultimate Entry / Enhanced / Ultimate 
BTC (in-kind) 2 / 2.5%2.5 / 3 / 3.5%3.5 / 4 / 4.5%
BTC (WXT)2.25 / 3%3 / 3.5 / 4%4 / 4.5 / 5% 
ETH (in-kind) 2 / 2.5%2.5 / 3 / 3.5% 3.5 / 4 / 4.5%
ETH (WXT)2.25 / 3%3 / 3.5 / 4%4 / 4.5 / 5% 
SOL (in-kind) 2.5 / 3% 3 / 3.5 / 4%4 / 4.5 / 5% 
SOL (WXT)2.75 / 3.5%3.5 / 4 / 4.5%4.5 / 5 / 5.5%
XRP (in-kind)1.5 / 2%2 / 2.5 / 3%2.5 / 3 / 3.5%
NXUSD (WXT)1.75 / 2.5%2.5 / 3 / 3.5% 3 / 3.5 / 4%

New Plus X-Account Rates (from 30 July)

Asset Standard PlanPremium PlanElite Plan
 Entry / EnhancedEntry / Enhanced / UltimateEntry / Enhanced / Ultimate
BTC (in-kind) 4 / 4.5%4.5 / 5 / 5.5%5.5 / 6 / 6.5%
BTC (WXT)4.5 / 5%4.5 / 5.5 / 6%6 / 6.5 / 7%
ETH (in-kind) 4 / 4.5%4.5 / 5 / 5.5%5.5 / 6 / 6.5%
ETH (WXT)4.5 / 5%4.5 / 5.5 / 6%6 / 6.5 / 7%
SOL (in-kind) 6 / 6.3%6.8 / 7.1 / 7.4%7.6 / 7.8 / 8%
SOL (WXT)6.5 / 6.8%7.3 / 7.6 / 7.9%8.1 / 8.3 / 8.5%
XRP (in-kind)4 / 5%4.5 / 5 / 5.5%5.5 / 6 / 6.5%
XRP (WXT) 5 / 6%5.5 / 6 / 6.5%6.5 / 7 / 7.5%
NXUSD (in-kind) 11 / 12%11.5 / 12.5 / 13%12.5 / 14 / 15%
NXUSD (WXT)11.5 / 12.5%12 / 13 / 13.5%13 / 14.5 / 15.5%

Why did we make these changes?

We regularly review our rates to keep your rewards competitive and sustainable. 
These updates are based on:

  • Real-time market performance
  • Available staking yields
  • Your plan level and reward type

Top tips

  • WXT rewards generally offer higher rates than in-kind.
  • Unlock better rates by upgrading to Premium or Elite.
  • Go with Plus X-Accounts for boosted long-term returns.
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