Why choose Wirex Credit?

We get it – sometimes you need to free up funds but don't want to sell your crypto.

We designed Wirex Credit to help you do just that. So, if you’re planning a home renovation, saving for a new car or looking to deposit your assets in a DeFi protocol, you've come to the right place.

Wirex Credit lets you instantly borrow stablecoins against your crypto, with complete flexibility and zero fees. But what else has it got going for it?

• Interest starting at 0%* - borrow up to 80% of the value of your collateral, with 0% interest.*
• Complete flexibility - only pay interest for the days you have a live credit line and pay it back whenever you like.
• Instant approvals – receive your stablecoins in just 60 seconds in-app. Plus, take advantage of our real-time health checker tool and get instant notifications whenever your LTV changes.
• Zero checks – we're not about endless credit and affordability checks, and we don’t charge any set up fees. That means your credit score will remain unaffected.
• Ultimate security - your funds are protected by leading digital asset custody platform, Fireblocks.
• Real-life stablecoin spending - simply link your stablecoin account to your Wirex card to spend them in real-life, at more than 81 million locations worldwide.

*0% interest available on NXUSD only, all other stablecoins at 2% APR.