Wirex has reached a major milestone in the evolution of everyday payments. Our dual-stablecoin settlement system, using USDC and EURC on the Stellar blockchain, is now officially live and fully integrated with Visa. This development brings blockchain-powered efficiency directly into the way more than seven million Wirex users pay worldwide.
This new settlement model moves traditional card processing into the on-chain world, reducing costs, increasing speed, and enabling a more transparent financial experience. What was once an emerging concept is now a reality at global scale.
What Has Launched
Wirex, in partnership with the Stellar Development Foundation (SDF), has activated on-chain settlement for card payments using two leading stablecoins—USDC and EURC. As a principal member of Visa, Wirex can now settle transactions directly with Visa in stablecoins, without depending on traditional bank intermediaries or legacy fiat systems.
Stablecoin-native settlement is no longer experimental. It is live, operational, and delivering meaningful value to users and business partners around the world.
What This Means for You
Faster processing
On-chain settlement significantly reduces processing times. Traditional settlement cycles can take days; blockchain settlement can occur much closer to real time.
Lower fees
By bypassing older banking rails and manual processes, costs are reduced. This allows us to deliver more efficient payment experiences across global markets.
Always-on availability
Blockchain networks operate 24/7. Whether you are travelling, shopping online, or sending funds across borders, your payments are supported without waiting for banking hours.
Greater transparency
USDC and EURC transactions on the Stellar blockchain are traceable at the protocol level, adding clarity and trust to every step of the payment process.
Support for both USD and EUR
Dual-stablecoin support ensures flexibility for customers and partners operating across different regions. It strengthens Wirex’s global settlement infrastructure and enhances both domestic and international use cases.
How It Works Behind the Scenes
When you make a purchase with your Wirex card, the settlement step—where funds move between Wirex and Visa—now takes place directly on-chain using USDC or EURC. This capability is powered by Wirex Pay, our on-chain stablecoin infrastructure that connects self-custody wallets to real-time card and banking payments.
The result is a seamless blend of blockchain efficiency, stablecoin programmability, and Visa’s acceptance network. You continue to use your Wirex card as normal while enjoying a more modern, streamlined financial system underneath.
What You Need to Do
Nothing about your Wirex experience changes on the surface. Your card works exactly as it always has. The difference lies in the settlement layer that powers your payments, now more efficient, flexible, and future-ready.
This update benefits everyday users, frequent travellers, digital-first consumers, and businesses seeking a modern alternative to outdated financial infrastructure.
A Step Toward the Future of Payments
Wirex has long worked to bridge traditional and digital finance. With more than seven million customers across 130 countries, we are committed to delivering a payment experience built for a global, on-chain economy. Dual-stablecoin settlement is a foundational step toward that future.
More innovations are on the way as we continue to expand on-chain functionality and build the next generation of borderless, instant financial services.