The following terms and conditions (“Terms”) apply to Wirex 10 Competition: Card Transactions Challenge Competition (the “Competition”) offered by Wirex Limited in the United Kingdom (UK) (referred to as “Wirex”).
Timescale
1. The Competition will run from 09:00 am GMT on the 4th of December 2024 until 4:00 pm (GMT) on the 14th of December 2024 11:59pm (“Competition Period”).
Eligibility
2. This Promotion is open to UK Wirex Verified cardholders who can sign in with an email address already linked to an active Wirex account only (“Eligible Participants”). Verified cardholders are defined by the applicable Wirex Terms and Conditions in the United Kingdom (UK). Provided that accounts with restrictions, blocks, etc., are automatically disqualified. Employees, officers, directors and contractors of Wirex are not eligible to participate in the Competition. For the avoidance of doubt, no other users of the Wirex Platform are eligible to participate in this Competition. This Competition only applies to UK users.
3. This Competition applies to purchases made with Wirex Visa and Wirex Mastercard cards (together, the “Wirex Card”).
4. The Competition applies to each Eligible Participant who completes a Wirex Card transaction online or offline except for:
a. ATM(automated/automatic teller machine) transactions: all cash withdrawals or balance inquiries made at ATMs worldwide;
b. ePOS (electronic point of sale) withdrawals are conducted through such providers as PayPal, Revolut, Binance, and similar platforms;
c. Money transfer services like Western Union, Wise, and similar services;
d. Transactions associated with the following Specific Merchant Category Codes (MCCs):
• Gambling and Betting, particularly online and offline gambling, lottery tickets, and casino payment methods;
• Financial Institutions: Includes transactions with banks, mortgage providers, brokers, and similar services;
f. Fraudulent or suspicious transactions.
subject to no minimum or maximum spend within the Competition Period (“Qualifying Transaction”).
5. Any Eligible Participants who complete their Qualifying Transaction prior to or after the Competition Period will fall out of the scope of this Competition.
6. Any Eligible Participant who completes their Qualifying Transaction after the Total Reward Value, as defined below, has been reached will not be eligible for the Competition Reward.
Mechanic
7. Each Qualifying Transaction below £100 generates 1 point during the Competition Period. Transactions over £100 generate 2 points. Transactions over £500 generate 10 points. Results are updated daily and displayed via a leaderboard on https://promo.wirexapp.com/, showing users' nick + scores (in points).
8. A leaderboard with card transaction counts is accessible to anyone during the competition. For this, Users will need to opt in on the dedicated landing page to participate and see the leaderboard).
Reward
9. Eligible Participants who complete a Qualifying Transaction will be eligible to receive the Reward (“Qualifying Participants”) subject to exceptions set out in terms 5-6 above. Six Qualifying Participants with the highest accumulated points (“Winners”) will be rewarded at the end of the Competition Period.
10. The Reward entitlement in GBP (the “Reward”) is based on the quantity of earned points by each Qualifying Participant during the Competition Period and at the time of completion of the Qualifying Transaction, as set out below:
The Winner with the highest score on the leaderboard will be awarded GBP 1,000.00.
Five Winners in positions 2 to 6 on the leaderboard will be awarded GBP 100.00 each.
The total Reward amount to be distributed to all Winners in this Competition is GBP 1,500.00.
11. In the event of a tie in scores at the conclusion of the Competition, the following tie-breaker criteria shall be implemented to ascertain the Winner:
Transaction Volume:
The Qualifying Participant with the highest total transaction volume in GBP during the Competition Period shall be designated as the Winner.Lucky Draw:
Should there be a tie in total transaction volumes, a random lucky draw will be conducted among the tied Qualifying Participant s to determine the Winner.
The results of the tie-breaker process are final and binding.
12. The Reward will be credited to Qualifying Participants’ GBP accounts automatically during the Competition Period. Once a Qualifying Participant has received the Reward in GBP, it can be converted to other currencies through the Wirex Platform, at the Qualifying Participants’ discretion.
13. Wirex reserves the right to cancel the Competition and increase or decrease the Total Reward amount at any time. If Wirex cancels the Competition, users will be notified of such change.
General
14. Subject to applicable law, Wirex will not under any circumstances be liable to compensate Wirex Users, Eligible Participants or Qualifying Participants for any losses or damages resulting from their participation in this Competition.
15. Wirex may, at its sole discretion, revise any of these Terms or terminate this Competition at any time without prior notice to any users, Eligible Participants or Qualifying Participants.
16. Wirex launched this competition independently, and there are no partnerships between Wirex and any merchant or other third parties related to it.
17. The laws of England govern the Terms of this Competition, and the parties irrevocably agree that the courts of England shall have exclusive jurisdiction to hear, settle and/or determine any dispute, controversy or claim (including any non-contractual dispute, controversy or claim) arising out of or in connection with this Competition.