The ultimate solution for spending crypto and stablecoins. With Wirex, you can enjoy seamless transactions, earn up to 8% Cryptoback™ every time you spend, and stay in control of your card's security
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Spend cash, stablecoins, and crypto anywhere. No more complicated exchanges, no more worrying about the security of your assets
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Virtual cards are perfect for secure online shopping, while physical cards are great for in-store transactions and cash withdrawals. You can choose that's right for you
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3DS Identity Check FAQ
What is 3D Secure?
3D Secure is a payment standard that adds an extra layer of security to online transactions. It is designed to reduce e-commerce fraud by implementing two-factor authentication during the payment process.
How does 3D Secure work?
When you make a purchase online, the merchant may prompt you to go through a verification process to confirm your identity. This usually involves a pop-up window where you need to verify that you are the authorized cardholder. By using two-factor authentication, such as requiring a password or a one-time verification code, 3D Secure helps ensure that only the legitimate cardholder can complete the transaction.
Why is 3D Secure important?
3D Secure is important because it adds an additional layer of security to online transactions. By implementing two-factor authentication, it helps protect your card from unauthorized use, reducing the risk of fraud.
Does Wirex Card support 3D Secure?
Yes, Wirex Card supports 3D Secure. You may be prompted to use 3D Secure when making online payments with specific merchants who require this additional security measure.
How do I approve online payments using 3D Secure?
When a merchant requests 3D Secure verification, you will be presented with options to approve the payment. The available options may include SMS verification, where you receive a one-time code via text message, or in-App confirmation, where you can verify the payment within the Wirex mobile application. Simply select one of the allowed options and follow the provided instructions to approve the payment.
What happens if I don't complete the 3D Secure verification?
If you choose not to complete the 3D Secure verification, the transaction may be declined by the merchant or deemed as potentially fraudulent. It is generally recommended to go through the verification process to ensure a successful and secure payment.
Is 3D Secure supported by all online merchants?
While many online merchants support 3D Secure, it is not universally implemented by all. Some merchants may choose not to require this additional authentication, depending on their own risk assessment and security measures. However, for transactions where 3D Secure is deemed necessary, you will be prompted to go through the verification process.