Fees & Limits

Account and card fees

Region
EEA*
APAC**
Rest of the world
Account fee
FREE
FREE
FREE
Multi-sig crypto accounts
FREE
FREE
FREE
Multi-sig fiat accounts
FREE
FREE
FREE
Card maintenance fee
1.00 GBP / 1.20 EUR / 1.50 USD per month
FREE
FREE
Card issuance
FREE
FREE
FREE
Card delivery
Standard: FREE
Standard: FREE
DHL Express (courier): 5-25 SGD
N/A

Top-up fees

Region
EEA*
APAC**
Rest of the world
External debit/credit card
Crypto account: 1%
Fiat account: FREE
Crypto account: 1%
Fiat account: FREE
Crypto account: 1%
Fiat account: FREE
Bank transfer IN/OUT: SEPA
FREE
N/A
FREE
Bank transfer IN: FASTER PAYMENTS
FREE
N/A
N/A
Bank transfer OUT: FASTER PAYMENTS
FREE
N/A
N/A
Bank transfer IN: SWIFT
FREE
N/A
FREE
Bank transfer OUT: SWIFT
12 GBP / 13 EUR / 15 USD
N/A
15 USD

Transaction fees

Region
EEA*
APAC**
Rest of the world
Cryptocurrency exchange
OTC rates + commission
OTC rates + commission
OTC rates + commission
Fiat exchange
FREE
FREE
FREE
Internal transfer (between Wirex users)
FREE
FREE
FREE
External transfer (crypto)
Blockchain fees apply
Blockchain fees apply
Blockchain fees apply
ATM
EEA (including UK): 1.75 GBP / 2.25 EUR / 2.50 USD
International: 2.25 GBP / 2.75 EUR / 3.50 USD
Domestic: FREE
International: FREE
N/A
Chargebacks
20 GBP / 23 EUR / 28 USD
N/A
N/A
Spend in foreign currency
3%
FREE

Rewards

Region
EEA*
APAC**
Rest of the world
Cryptoback ™
up to 1.5%
up to 1.5%
N/A
Refer-a-Friend
10 USD
Up to 5 USD in BTC each
Up to 5 USD in BTC each

Limits

Region
EEA*
APAC**
Rest of the world
Exchange
UNLIMITED
UNLIMITED
UNLIMITED
Transfer OUT crypto
Per transaction: 10k USD
Per day: 50k USD
Per transaction: 10k USD
Per day: 50k USD
Per transaction: 10k USD
Per day: 50k USD
Credit / Debit card top-up (confirmed)
5k USD per day
5k USD per day
N/A
Credit / Debit card top-up (unconfirmed)
50 USD per day
50 USD per day
N/A
Card spend
7.5k GBP / 8k EUR / 10k USD per transaction
5k USD per transaction
N/A
Maximum account balance
UNLIMITED
UNLIMITED
UNLIMITED
Maximum card balance
15k GBP / 16k EUR / 20k USD
N/A
N/A
ATM
250 GBP / EUR / USD per day
300 USD per day
N/A

*Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Lithuania, Liechtenstein, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden, United Kingdom
**Singapore, Hong Kong, South Korea, Taiwan, Australia, New Zealand, Thailand, Philippines