Fees and limits

Account and Wirex card charges

Mobile app Free
Multi-sig wallet Free
E-Money account Free
Security features (2FA) Free
Card issuance Free
Card delivery Free
Cryptocurrency AML Free
Card management £1.00/€1.20/$1.50 per month

Top-Up charges

Bank transfer Free
Credit/Debit card Free
Cryptocurrency Free

Transaction charges

Cryptocurrency exchange Free
FIAT exchange Free
Wirex cryptocurrency transfers Free
Wirex FIAT transfers Free
Online card purchase (ePOS) Free
In-store card purchase (POS) Free
Cashback in-store Free
ATM (in Europe) £1.75/€2.25/$2.50
ATM (outside Europe) £2.25/€2.75/$3.50


Exchange Unlimited
Deposit Unlimited
Online card purchase (ePOS) Unlimited
In-store card purchase (POS) Unlimited
Cashback in-store £50 per day
Transfer 10 BTC per day
ATM £250/€250/$250 per day
Credit/Debit card top-up £7500/€8000/$10000 per day
Maximum card balance £15k/€16k/$20k


  1. Tracing, recalling, and charging back payments must be requested through Customer Support.
  2. Foreign exchange transactions within application are converted at the best possible rate without any additional commission or fees.
  3. International ePOS/POS transactions are subject to a 3% exchange fee (to avoid exchange fees, order the card for local currency required)
  4. The monthly card management fee is deducted on a monthly basis regardless of your account activity. The first payment will be deducted on the 20th day after your account has been created. Successive payments will then be deducted on or around the same date of each month thereafter. If there is not enough money in your currency account to pay an applicable fee, your account balance will be negative and the only transaction you will be able to make thereafter is a balance top-up, before being able to continue using the account and card. If your balance remains negative for 2 consecutive months, both the card and account will be closed. You will not be able to open a new account until the fee due is paid.
  5. There are no blockchain fees when sending from one Wirex account to another. However, if you wish to transfer Bitcoin to and from a wallet outside Wirex, you will be subject to blockchain fees. Wirex uses dynamic blockchain fee that is calculated based on blockchain load. Thus, the fee for a transaction may end up being 4 times less during periods of lower blockchain traffic.
  6. USD denominated cards incur additional $0.28 fee per ePOS/POS transaction.

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