Crypto earning made easy

At Wirex, we’re all about breaking down barriers. That’s why we created X-Accounts – a super-simple and secure way to earn up to 16% interest on selected currencies*.
Ready in 5
Ready in 5

Setting up X-Accounts in the Wirex app is a breeze. Start earning in just five minutes.

Unbelievable rates
Unbelievable rates

X-Accounts earn up to 12% interest compounded daily – up to 100x more than the usual rate!

Instant access
Instant access

Withdraw instantly, any time, with no fees whatsoever. Your money, your rules!

How it works

How it works

Add funds
Top up your Wirex account by crypto transfer, or by using a linked credit or debit card in areas where this is enabled.

Create an X-Account in minutes
Select the ‘X-Account’ tab on your app dashboard and follow the instructions. You can customise the name of individual X-Accounts, making it even easier to keep track of your earnings.

Start earning industry-best interest
Earnings are calculated daily and paid weekly, with no fees or charges for withdrawing at any time. Plus, X-Accounts earn compound interest, which means you earn interest on your interest!

Earn with confidence


We’ve integrated with industry-leading asset custody firm Fireblocks to offer up to $30m insurance coverage**.

Visa & Mastercard principal member?
Visa & Mastercard principal member

We’re the first crypto-friendly company in the world to attain principal membership of both Mastercard and Visa.

Nearly a decade of experience?
Nearly a decade of experience

We’ve been at the top of our game for more than seven years – your money is safe with us.

Secure and safe?
Secure and safe

Wirex uses the most resilient anti-fraud technology available to keep your funds watertight and safe from fraudsters.

Read about our innovative payment platform in more detail on the Wirex Community Forum or Blog.
Want to know more?
You can find everything you need to know on the Help Centre.

* Interest rates are variable. X-Accounts are made up of cryptocurrencies only. Rates and available currencies may vary. Terms and conditions can be found here.

** Insurance coverage is on an aggregate basis against total digital assets stored.