Crypto earning made easy

At Wirex, we’re all about breaking down barriers.
That’s why we created X-Accounts – a super-simple and secure way to earn up to 16% interest on selected currencies.

Ready in 5
Ready in 5

Setting up X-Accounts in the Wirex app is a breeze. Start earning in just five minutes.

Unbelievable rates
Unbelievable rates

X-Accounts earns up to 12% interest compounded daily, more than 100x the national rate!

Instant access
Instant access

Withdraw instantly with no fees whatsoever and spend using your multicurrency Wirex card.

How it works

How it works

Add funds
Top up your Wirex account using a linked credit or debit card.


Create an X-Account in minutes
Select the ‘X-Account’ tab on your app dashboard and follow the instructions. You can customise the name of individual X-Accounts, making it even easier to keep track of your earnings.


Start earning industry-best interest
Earnings are calculated daily and paid weekly, with no fees or charges for withdrawing at any time. Plus, X-Accounts earn compound interest, which means you earn interest on your interest!

Earn with confidence

Funds insured?
Funds insured

Our partnership with industry-leading asset custody firm Fireblocks ensures up to $30m insurance coverage for your funds.

Visa & Mastercard principal member?
Visa & Mastercard principal member

We’re the first crypto-friendly company in the world to attain principal membership of both Mastercard and Visa.

Nearly a decade of experience?
Nearly a decade of experience

We’ve been at the top of our game for more than seven years – your money is safe with us.

Secure and safe?
Secure and safe

Wirex uses the most resilient anti-fraud technology available to keep your funds watertight and safe from fraudsters.

Read about the game-changing new Wirex card in more detail on our Community Forum or Blog
Want to know more?
You can find everything you need to know on the Help Centre
Questions?

*X-Accounts are not currently available in Singapore.