Fees & Limits

Wirex Visa card charges

Region
EEA
APAC
All Other Region
Account fee
FREE
FREE
FREE
Multi-sig crypto accounts
FREE
FREE
FREE
Multi-sig fiat accounts
FREE
FREE
FREE
Card account maintenance fee
£1.00 / €1.20 / $1.50 per month
-
-
Card issuance
FREE*
-
-
Card delivery
Standard: FREE
Express: Upon request
-
-

Top-up charges

Region
EEA
APAC
All Other Region
Crypto top-up by external card
1%
1%
1%
Bank transfer IN/OUT: SEPA
FREE
FREE
FREE
Bank transfer IN: FASTER PAYMENTS
FREE*
-
-
Bank transfer OUT: FASTER PAYMENTS
FREE*
-
-
Bank transfer IN: SWIFT
FREE*
FREE*
FREE*
Bank transfer OUT: SWIFT
£12 / €13 / $15
$15
$15

Transaction charges

Region
EEA
APAC
All Other Region
Cryptocurrency exchange
OTC rates + commission
OTC rates + commission
OTC rates + commission
Fiat exchange
Interbank rates + commission
Interbank rates + commission
Interbank rates + commission
Internal transfer (between Wirex users)
FREE
FREE
FREE
External transfer (crypto)
Blockchain fees apply*
Blockchain fees apply*
Blockchain fees apply*
ATM charges (FX fee applies for withdrawals abroad)
EEA (including UK): £1.75 / €2.25 / $2.50
International: £2.25 / €2.75 / $3.50
-
-
Chargebacks
£20 / €23 / $28
-
-

Rewards

Region
EEA
APAC
All Other Region
Cryptoback ™
0.50%
-
-
Refer-a-Friend
Up to $10 in BTC each*
Up to $5 in BTC each
Up to $5 in BTC each

Limits

Region
EEA
APAC
All Other Region
Exchange
UNLIMITED
UNLIMITED
UNLIMITED
Transfer OUT crypto (verified user)
Per transaction: $10k
Per day: $50k
Per transaction: $10k
Per day: $50k
Per transaction: $10k
Per day: $50k
Credit / Debit card top-up (confirmed)
$5k per day
-
-
Credit / Debit card top-up (unconfirmed)
$50 per day
-
-
Card spend limit per transaction
£7.5k/€8k/$10k per transaction
-
-
Maximum account balance
UNLIMITED
UNLIMITED
UNLIMITED
Maximum card balance
£15k / €16k / $20k
-
-
ATM withdrawals
£/€/$250 per day
-
-